/* CBW-Cash — home page */
.hero{position:relative;overflow:visible;padding:clamp(40px,7vw,84px) 0 var(--section-y)}
.hero__bg-decor{
  position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden;
}
.hero-orb{
  position:absolute;border-radius:50%;filter:blur(60px);opacity:.45;
  animation:hero-drift 22s ease-in-out infinite alternate;
}
.hero-orb--1{width:min(420px,55vw);height:min(420px,55vw);background:rgba(255,76,0,.14);top:-12%;left:-8%}
.hero-orb--2{width:min(320px,40vw);height:min(320px,40vw);background:rgba(86,92,200,.1);bottom:-18%;right:-6%;animation-duration:28s;animation-delay:-6s}
.hero-ring{
  position:absolute;border-radius:50%;border:1px dashed rgba(255,76,0,.12);
  animation:hero-spin 48s linear infinite;
}
.hero-ring--a{width:min(520px,70vw);height:min(520px,70vw);top:50%;left:45%;transform:translate(-50%,-50%)}
.hero-ring--b{width:min(360px,50vw);height:min(360px,50vw);top:42%;left:38%;transform:translate(-50%,-50%);animation-direction:reverse;animation-duration:36s;border-color:rgba(86,92,200,.12)}
@keyframes hero-drift{0%{transform:translate(0,0) scale(1)}100%{transform:translate(-24px,18px) scale(1.06)}}
@keyframes hero-spin{to{transform:translate(-50%,-50%) rotate(360deg)}}
.hero .wrap{position:relative;z-index:1}
@media (prefers-reduced-motion:reduce){.hero-orb,.hero-ring{animation:none}}

.scroll-progress{
  position:fixed;top:0;left:0;right:0;height:3px;z-index:80;
  background:rgba(11,11,17,.06);pointer-events:none;
}
.scroll-progress__bar{
  height:100%;width:0;background:linear-gradient(90deg,var(--accent),#ff7a3d);
  transition:width .12s linear;
}

.hero__grid{
  display:grid;grid-template-columns:.95fr 1.05fr;gap:clamp(20px,3vw,28px) clamp(28px,5vw,64px);
  align-items:center;
  grid-template-areas:
    "art title"
    "art lead"
    "art fine"
    "art cta";
}
.hero__title{grid-area:title;margin:0}
.hero__art{grid-area:art}
@media(min-width:901px){.hero__art{grid-row:1/-1;align-self:center}}
.hero__lead{grid-area:lead;margin:0}
.hero__fine{grid-area:fine;margin:0}
.hero__cta{grid-area:cta}
@media(max-width:900px){
  .hero__grid{
    grid-template-columns:1fr;gap:22px;
    grid-template-areas:
      "title"
      "art"
      "lead"
      "fine"
      "cta";
  }
  .hero__art{max-width:min(400px,100%);justify-self:center}
  .hero__cta{justify-content:center}
}
.hero__cta{display:flex;flex-wrap:wrap;gap:12px}
.hero__fine{font-size:.84rem;color:var(--muted-2);max-width:46ch}
.hero__fine .mono{color:var(--muted)}
.hero__art{position:relative;justify-self:center;width:min(520px,100%);overflow:visible}

/* —— Hero orbit stage (variant C) —— */
.hva--orbit{width:100%}
.hva--orbit .mockup-stage--hero{padding:32px 16px 16px}
.hva--orbit .mockup-stage--hero .phone-3d--mild .phone{width:min(260px,72vw)}
.hva__stage-cap{
  margin-top:4px;font-size:.76rem;line-height:1.45;color:var(--muted-2);text-align:center;
  max-width:40ch;margin-left:auto;margin-right:auto;
}

.strip{
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  background:rgba(255,255,255,.5);padding:16px 0;overflow:hidden;
}
.strip__track{
  overflow:hidden;width:100%;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);
}
.strip__track + .strip__track{margin-top:10px}
.strip__row{
  display:flex;align-items:center;width:max-content;
  font-family:var(--font-mono);font-size:.82rem;font-variant-numeric:tabular-nums;color:var(--ink-soft);
}
.strip__group{display:flex;align-items:center;gap:clamp(14px,2.2vw,28px);flex-shrink:0}
.strip__track--ltr .strip__row{animation:strip-ping-a 80s linear infinite alternate}
.strip__track--rtl .strip__row{animation:strip-ping-b 95s linear infinite alternate}
@keyframes strip-ping-a{from{transform:translateX(0)}to{transform:translateX(-50%)}}
@keyframes strip-ping-b{from{transform:translateX(-50%)}to{transform:translateX(0)}}
.strip__chip{
  display:inline-flex;align-items:center;gap:8px;flex:0 0 auto;
  padding:4px 10px;white-space:nowrap;
}
.strip__chip--wide{font-family:var(--font-text);font-size:.88rem;font-variant-numeric:normal}
.strip__chip-k{color:var(--accent);font-weight:700;margin-right:2px}
.strip__chip-icon{width:16px;height:16px;color:var(--accent);flex:0 0 auto}
.strip__chip b{font-weight:600;color:var(--ink-soft)}
.strip__chip--wide b{color:var(--ink)}
@media (prefers-reduced-motion:reduce){
  .strip__track--ltr .strip__row,.strip__track--rtl .strip__row{animation:none;flex-wrap:wrap;justify-content:center;width:100%;padding:0 var(--pad)}
  .strip__track{-webkit-mask-image:none;mask-image:none}
  .strip__track + .strip__track{margin-top:14px}
}

.ledger{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:42px}
@media(max-width:780px){.ledger{grid-template-columns:1fr}}
.ledcard{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);padding:clamp(22px,3vw,32px);box-shadow:var(--shadow-card);position:relative;overflow:hidden}
.ledcard--no{background:#0b0b11;color:#fff;border-color:#0b0b11}
.ledcard__h{display:flex;align-items:center;gap:12px;margin-bottom:6px}
.ledcard__badge{font-family:var(--font-mono);font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;
  padding:6px 11px;border-radius:var(--r-pill);font-weight:600}
.ledcard--yes .ledcard__badge{background:var(--accent-tint);color:#9a3200}
.ledcard--no .ledcard__badge{background:rgba(255,255,255,.12);color:#fff}
.ledcard h3{font-size:1.35rem}
.ledcard ul{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:14px}
.ledcard li{display:flex;gap:13px;align-items:flex-start;font-size:.98rem;line-height:1.45}
.ledcard--no li{color:rgba(255,255,255,.82)}
.ledcard__foot{margin-top:22px;font-size:.82rem;color:var(--muted)}
.ledcard--no .ledcard__foot{color:rgba(255,255,255,.55)}

/* ---------- trust walkthrough ---------- */
.walkthrough{
  display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.92fr);gap:clamp(24px,4vw,48px);
  margin-top:42px;align-items:start;
}
@media(max-width:900px){.walkthrough{grid-template-columns:1fr}}
.walkthrough__nav{
  display:grid;gap:14px;
}
.walk-step{
  display:grid;gap:8px;text-align:left;width:100%;padding:20px 22px;
  border-radius:var(--r-card);border:1px solid var(--line);background:var(--surface);
  box-shadow:var(--shadow-sm);cursor:pointer;
  transition:border-color .2s var(--ease),box-shadow .25s var(--ease),background .2s var(--ease),transform .2s var(--ease);
}
.walk-step:hover{border-color:var(--line-2);transform:translateY(-1px)}
.walk-step.is-active{
  border-color:rgba(255,76,0,.35);background:var(--accent-tint);
  box-shadow:var(--shadow-card);
}
.walk-step__phase{font-family:var(--font-mono);font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted-2)}
.walk-step.is-active .walk-step__phase{color:#9a3200}
.walk-step__title{font-family:var(--font-display);font-weight:700;font-size:1.05rem;letter-spacing:-.02em;color:var(--ink)}
.walk-step__desc{font-size:.88rem;color:var(--muted);line-height:1.45;margin:0}
.walk-step__trust{
  display:inline-flex;align-items:flex-start;gap:8px;margin-top:4px;
  font-size:.8rem;color:var(--ink-soft);line-height:1.4;
}
.walk-step__trust svg{width:15px;height:15px;color:var(--accent);flex:0 0 auto;margin-top:2px}
.walk-step:not(.is-active) .walk-step__trust{opacity:.75}

.walkthrough__stage{
  position:sticky;top:90px;
  background:linear-gradient(160deg,#fff 0%,var(--field) 100%);
  border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(22px,3vw,32px);
  box-shadow:var(--shadow-card);
}
@media(max-width:900px){.walkthrough__stage{position:static}}
.walkthrough__stage-head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:18px}
.walkthrough__label{font-family:var(--font-mono);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted-2)}
.walkthrough__badge{
  display:inline-flex;align-items:center;gap:7px;padding:6px 12px;border-radius:var(--r-pill);
  background:var(--surface);border:1px solid var(--line);font-size:.74rem;font-weight:600;color:var(--ink-soft);
}
.walkthrough__badge svg{width:14px;height:14px;color:var(--accent)}
.walkthrough__phone{display:flex;justify-content:center;padding:0;overflow:visible}
.walkthrough__phone .mockup-stage{padding:20px 12px;width:100%}
.walkthrough__phone .phone-3d--mild .phone{width:240px}
.walkthrough__phone img{transition:opacity .35s var(--ease)}
.walkthrough__phone img.is-fading{opacity:0}
.walk-proof{
  display:flex;gap:14px;align-items:flex-start;padding:16px 18px;
  background:var(--surface);border:1px solid var(--line);border-radius:18px;
}
.walk-proof svg{width:22px;height:22px;color:var(--accent);flex:0 0 auto;margin-top:2px;transition:color .2s var(--ease)}
.walk-proof p{margin:0;font-size:.92rem;line-height:1.5;color:var(--ink-soft)}
.walk-proof b{color:var(--ink)}
.walk-pillars{
  display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:14px;
}
@media(max-width:520px){.walk-pillars{grid-template-columns:1fr}}
.walk-pillar{
  text-align:center;padding:12px 10px;border-radius:14px;
  background:rgba(255,255,255,.7);border:1px solid var(--line);
  font-size:.74rem;color:var(--muted);line-height:1.35;
}
.walk-pillar b{display:block;font-family:var(--font-mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--accent);margin-bottom:4px}

.split{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(26px,4vw,56px);align-items:center}
@media(max-width:860px){.split{grid-template-columns:1fr;gap:34px}}
.split--rev .split__media{order:-1}
@media(max-width:860px){.split--rev .split__media{order:0}}
.split__media{position:relative;display:flex;justify-content:center}
.media-tile{
  border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--shadow-card);
  max-width:100%;line-height:0;
}
.split__media .media-tile{max-width:370px}
.split__media .media-tile img{display:block;width:100%;height:auto;max-width:100%}
.checklist{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:16px}
.checklist li{position:relative;padding-left:38px;font-size:1rem;line-height:1.45;min-height:24px}
.checklist li .mark{position:absolute;left:0;top:1px}
.checklist .mark--yes{background:var(--accent)}
.note-card{margin-top:24px;background:var(--field);border:1px solid var(--line);border-radius:18px;padding:16px 18px;font-size:.9rem;color:var(--muted)}
.note-card b{color:var(--ink)}

.scam{background:#0b0b11;border-radius:var(--r-lg);padding:clamp(26px,4vw,48px);color:#fff;position:relative;overflow:hidden}
.scam__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,48px)}
@media(max-width:760px){.scam__grid{grid-template-columns:1fr;gap:26px}}
.scam .eyebrow{color:var(--accent)}
.scam h2{color:#fff;margin:14px 0}
.scam p.lead{color:rgba(255,255,255,.7)}
.scamcol h4{font-family:var(--font-display);font-size:1rem;margin:0 0 14px;letter-spacing:-.01em;display:flex;align-items:center;gap:9px}
.scamcol ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.scamcol li{display:flex;gap:11px;font-size:.94rem;color:rgba(255,255,255,.84);line-height:1.4}
.scamcol li::before{content:"";flex:0 0 auto;width:18px;height:18px;border-radius:6px;margin-top:1px;background:rgba(255,255,255,.1)}
.scamcol--never li::before{background:rgba(255,76,0,.9)}
.scam__glow{position:absolute;width:380px;height:380px;border-radius:50%;background:radial-gradient(circle,rgba(255,76,0,.35),transparent 70%);top:-160px;right:-120px;pointer-events:none}

.faq-teaser{
  display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);
  padding:clamp(24px,3.5vw,40px);box-shadow:var(--shadow-card);
}
.faq-teaser__copy{max-width:58ch}
.faq-teaser__copy .h2{margin-top:12px}
.faq-teaser__copy .kicker-sub{margin-top:12px}
.faq-teaser__img{
  display:block;width:auto;height:auto;max-width:min(200px,100%);
  border-radius:18px;flex:0 0 auto;
}
@media(max-width:820px){
  .faq-teaser{flex-direction:column;align-items:center;text-align:center}
  .faq-teaser__copy{max-width:none}
  .faq-teaser__img{margin-inline:auto}
  .faq-teaser .btn{align-self:center}
}

.disc{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);padding:clamp(24px,3vw,36px);box-shadow:var(--shadow-sm);margin-top:30px}
.disc h4{font-family:var(--font-display);font-size:1rem;margin:0 0 16px}
.disc ul{margin:0;padding:0;list-style:none;display:grid;gap:12px}
.disc li{position:relative;padding-left:19px;font-size:.92rem;color:var(--muted);line-height:1.5}
.disc li::before{content:"";position:absolute;left:0;top:9px;width:7px;height:7px;border-radius:50%;background:var(--accent)}
.disc strong{color:var(--ink)}
.disc a{color:var(--accent);text-decoration:underline;text-underline-offset:3px}

.cta{position:relative;background:linear-gradient(135deg,#0b0b11,#1a1a22);border-radius:var(--r-lg);
  padding:clamp(30px,5vw,64px);color:#fff;overflow:hidden}
.cta__grid{
  display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(24px,4vw,48px);
  align-items:center;position:relative;z-index:2;
  grid-template-areas:
    "eyebrow art"
    "title art"
    "lead art"
    "btns art"
    "badge art";
}
.cta__eyebrow{grid-area:eyebrow}
.cta__title{grid-area:title;color:#fff;margin-top:14px}
.cta__art{grid-area:art;justify-self:center;align-self:center;width:100%;max-width:360px}
.cta__art .mockup-stage{padding:24px 12px}
.cta__art .mockup-stage__orbit--1{width:min(100%,320px)}
.cta__art .mockup-stage__orbit--2{width:min(115%,380px)}
.cta__art .mockup-stage__orbit--3{width:min(88%,260px)}
.cta__lead{grid-area:lead;color:rgba(255,255,255,.72);margin:14px 0 24px;max-width:48ch}
.cta__btns{grid-area:btns;display:flex;flex-wrap:wrap;gap:12px}
.cta__badge{grid-area:badge;margin-top:22px}
.cta h2{color:#fff}
.cta p{color:rgba(255,255,255,.72);margin:14px 0 24px;max-width:48ch}
@media(max-width:820px){
  .cta__grid{
    grid-template-columns:1fr;gap:20px;justify-items:center;text-align:center;
    grid-template-areas:
      "eyebrow"
      "title"
      "art"
      "lead"
      "btns"
      "badge";
  }
  .cta__lead{margin:0 0 20px;max-width:42ch}
  .cta__btns{flex-direction:column;align-items:center;width:100%}
  .cta__btns .appstore,
  .cta__btns .btn{width:min(100%,300px);justify-content:center}
  .cta__badge{display:flex;justify-content:center;width:100%;margin-top:8px}
}
.appstore{display:inline-flex;align-items:center;gap:11px;height:54px;padding:0 20px;border-radius:var(--r-pill);
  background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);color:#fff;transition:.2s var(--ease)}
.appstore:hover{background:rgba(255,255,255,.16);transform:translateY(-2px)}
.appstore svg{width:22px;height:22px}
.appstore small{display:block;font-size:.62rem;opacity:.7;line-height:1}
.appstore b{font-size:1rem;font-weight:600;letter-spacing:-.01em}
.cta__glow{position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(255,76,0,.4),transparent 70%);bottom:-220px;left:-120px}
.cta__img{display:block;width:auto;height:auto;max-width:min(240px,72vw);border-radius:18px}

@media (prefers-reduced-motion:reduce){
  .appstore,.tilt-card,.step,.credit-panel{transition:none;animation:none}
}

/* ---------- icon placeholders (replace with generated assets) ---------- */
.icon-ph-wrap{flex:0 0 auto;width:76px;display:flex;flex-direction:column;align-items:center;gap:8px}
.icon-ph__frame{
  display:block;width:52px;height:52px;border-radius:14px;
  border:1.5px dashed rgba(255,76,0,.32);background:var(--accent-tint);
  background-image:repeating-linear-gradient(-45deg,transparent,transparent 5px,rgba(255,76,0,.05) 5px,rgba(255,76,0,.05) 10px);
}
.icon-ph__label{
  font-family:var(--font-mono);font-size:.6rem;line-height:1.3;text-align:center;
  color:var(--muted-2);letter-spacing:.01em;
}
.icon-ph-wrap--lg{width:88px}
.icon-ph-wrap--lg .icon-ph__frame{width:60px;height:60px;border-radius:16px}

/* ---------- pricing ---------- */
.cost-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:32px}
@media(max-width:820px){.cost-grid{grid-template-columns:1fr}}
.cost-card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);
  padding:22px;box-shadow:var(--shadow-sm);text-align:center;
}
.cost-card__ph{margin:0 auto 14px}
.cost-card__icon{margin:0 auto 14px;width:76px}
.cost-card__icon img{display:block;width:76px;height:76px;object-fit:cover;border-radius:14px}
.cost-card h3{font-size:1.02rem;margin:0 0 8px}
.cost-card p{margin:0;font-size:.88rem;color:var(--muted);line-height:1.45}

/* ---------- review archive (candidate sections below CTA) ---------- */
.review-archive{
  border-top:1px dashed rgba(255,76,0,.35);
  padding-top:clamp(40px,6vw,64px);
  background:linear-gradient(180deg,rgba(255,241,235,.45) 0%,transparent 120px);
}
.review-archive__label{
  margin:0 0 clamp(28px,4vw,40px);padding:12px 16px;border-radius:var(--r-card);
  background:var(--accent-tint);border:1px solid rgba(255,76,0,.22);
  font-family:var(--font-mono);font-size:.78rem;letter-spacing:.04em;color:#9a3200;line-height:1.45;
}

.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin-top:42px;list-style:none;padding:0}
@media(max-width:1000px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.steps{grid-template-columns:1fr}}
.step{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);padding:22px;box-shadow:var(--shadow-sm);
  transition:transform .25s var(--ease),box-shadow .25s var(--ease)}
.step:hover{transform:translateY(-4px);box-shadow:var(--shadow-card)}
.step__n{font-family:var(--font-mono);font-size:.78rem;font-weight:700;color:var(--accent);letter-spacing:.05em}
.step h3{font-size:1.06rem;margin:12px 0 8px;letter-spacing:-.02em}
.step p{font-size:.9rem;color:var(--muted);margin:0;line-height:1.5}
.step__line{height:3px;width:34px;background:var(--line-2);border-radius:3px;margin-top:16px;overflow:hidden;position:relative}
.step__line::after{content:"";position:absolute;inset:0;width:60%;background:var(--accent);border-radius:3px}

.usecases{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:32px}
@media(max-width:700px){.usecases{grid-template-columns:1fr}}
.usecase{
  display:flex;gap:16px;align-items:flex-start;padding:20px 22px;
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);box-shadow:var(--shadow-sm);
}
.usecase__icon{flex:0 0 auto;width:76px}
.usecase__icon img{display:block;width:76px;height:76px;object-fit:cover;border-radius:14px}
.usecase__body h3{font-size:1rem;margin:0 0 6px;letter-spacing:-.02em}
.usecase__body p{margin:0;font-size:.86rem;color:var(--muted);line-height:1.45}

.outcomes{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:32px}
@media(max-width:820px){.outcomes{grid-template-columns:1fr}}
.outcome{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--r-card);
  padding:22px;box-shadow:var(--shadow-sm);
}
.outcome--match{border-top:3px solid var(--accent)}
.outcome--pending{border-top:3px solid #f5a623}
.outcome--none{border-top:3px solid var(--muted-2)}
.outcome__top{display:flex;align-items:flex-start;gap:14px;margin-bottom:12px}
.outcome__icon{flex:0 0 auto;width:60px}
.outcome__icon img{display:block;width:60px;height:60px;object-fit:cover;border-radius:14px}
.outcome__badge{
  display:inline-flex;align-items:center;gap:6px;font-family:var(--font-mono);
  font-size:.66rem;letter-spacing:.1em;text-transform:uppercase;font-weight:600;margin-bottom:0;
}
.outcome--match .outcome__badge{color:#9a3200}
.outcome--pending .outcome__badge{color:#a66b00}
.outcome--none .outcome__badge{color:var(--muted)}
.outcome h3{font-size:1.08rem;margin:0 0 8px}
.outcome p{margin:0 0 14px;font-size:.88rem;color:var(--muted);line-height:1.45}
.outcome__next{font-size:.82rem;color:var(--ink-soft);padding-top:12px;border-top:1px solid var(--line)}

.credit-compare{margin-top:32px;background:var(--surface);border:1px solid var(--line);
  border-radius:var(--r-lg);box-shadow:var(--shadow-card);overflow:hidden}
.credit-compare__tabs{
  display:grid;grid-template-columns:1fr 1fr;border-bottom:1px solid var(--line);
}
.credit-tab{
  padding:18px 20px;border:0;background:var(--field);cursor:pointer;
  font-family:var(--font-display);font-weight:600;font-size:.95rem;color:var(--muted);
  transition:background .25s,color .25s;position:relative;
}
.credit-tab.is-active{background:var(--surface);color:var(--ink)}
.credit-tab.is-active::after{
  content:"";position:absolute;bottom:-1px;left:20%;right:20%;height:3px;
  background:var(--accent);border-radius:3px 3px 0 0;
}
.credit-tab[data-credit-tab="hard"].is-active::after{background:#c45a00}
.credit-compare__body{display:grid;grid-template-columns:auto 1fr;gap:clamp(20px,3vw,36px);padding:clamp(22px,3vw,32px)}
@media(max-width:700px){.credit-compare__body{grid-template-columns:1fr}}
.credit-compare__visual{text-align:center}
.credit-compare__icon{margin:0 auto 16px;width:120px}
.credit-compare__icon img{display:block;width:120px;height:120px;object-fit:cover;border-radius:18px}
.credit-compare__meter{
  width:120px;height:120px;border-radius:50%;margin:12px auto 0;position:relative;
  display:grid;place-items:center;border:3px solid var(--line);transition:border-color .4s,box-shadow .4s;
}
.credit-compare__meter::before{
  content:"";position:absolute;inset:8px;border-radius:50%;
  background:conic-gradient(var(--meter-color, var(--accent)) calc(var(--meter-pct, 15) * 1%), var(--field) 0);
  transition:background .5s var(--ease);
}
.credit-compare__meter span{
  position:relative;z-index:1;width:76px;height:76px;border-radius:50%;background:var(--surface);
  display:grid;place-items:center;font-family:var(--font-mono);font-size:.68rem;font-weight:700;
  text-transform:uppercase;letter-spacing:.06em;color:var(--ink-soft);line-height:1.2;text-align:center;
}
.credit-compare__meter--soft{--meter-color:#3dba6a;--meter-pct:8;box-shadow:0 0 0 6px rgba(61,186,106,.12)}
.credit-compare__meter--hard{--meter-color:#e07a20;--meter-pct:72;box-shadow:0 0 0 6px rgba(224,122,32,.12)}
.credit-panel{display:none;animation:credit-in .35s var(--ease)}
.credit-panel.is-active{display:block}
@keyframes credit-in{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.credit-facts{display:grid;gap:10px;margin:0;padding:0;list-style:none}
.credit-facts li{
  display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:14px;
  background:var(--field);border:1px solid var(--line);font-size:.9rem;line-height:1.45;color:var(--ink-soft);
}
.credit-facts svg{width:18px;height:18px;flex:0 0 auto;margin-top:2px;color:var(--accent)}
.credit-flow{
  margin-top:18px;padding:14px 16px;border-radius:14px;background:var(--accent-tint);
  border:1px solid rgba(255,76,0,.18);font-size:.84rem;color:#7a2e00;line-height:1.45;
}
.credit-flow b{color:#9a3200}

.ready-block{margin-top:32px;display:grid;gap:18px}
.ready-progress{
  height:6px;border-radius:99px;background:var(--field);border:1px solid var(--line);overflow:hidden;
}
.ready-progress__bar{
  height:100%;width:0;border-radius:99px;background:linear-gradient(90deg,var(--accent),#ff8a4d);
  transition:width .4s var(--ease);
}
.ready-progress__meta{
  display:flex;justify-content:space-between;gap:12px;font-size:.82rem;color:var(--muted);
  margin-top:12px;
}
.ready-progress__meta b{color:var(--accent);font-family:var(--font-mono)}
.self-check{display:grid;gap:10px}
.self-check label{
  display:grid;grid-template-columns:auto 1fr auto;gap:14px;align-items:start;
  padding:16px 18px;background:var(--surface);border:1px solid var(--line);border-radius:16px;
  cursor:pointer;transition:border-color .2s,box-shadow .2s;font-size:.9rem;line-height:1.45;
}
.self-check label:hover{border-color:var(--line-2)}
.self-check input{margin-top:4px;accent-color:var(--accent)}
.self-check label.is-checked{border-color:rgba(255,76,0,.28);box-shadow:var(--shadow-sm)}
.self-check__link{
  font-family:var(--font-mono);font-size:.68rem;letter-spacing:.06em;text-transform:uppercase;
  color:var(--accent);white-space:nowrap;padding-top:2px;
}
.self-check__unlock{
  display:none;padding:18px 20px;border-radius:var(--r-card);
  background:var(--accent-tint);border:1px solid rgba(255,76,0,.22);
  align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;
}
.self-check__unlock.is-visible{display:flex}
.self-check__unlock p{margin:0;font-size:.92rem;color:#7a2e00;max-width:46ch}
.self-check__unlock b{color:#9a3200}

/* ---------- tilt cards ---------- */
.tilt-card{transform-style:preserve-3d;will-change:transform}
.ledcard.tilt-card,.cost-card.tilt-card,.step.tilt-card,.outcome.tilt-card,.usecase.tilt-card{
  transition:transform .35s var(--ease),box-shadow .35s var(--ease);
}
.cost-card.tilt-card:hover,.outcome.tilt-card:hover{box-shadow:var(--shadow-float)}